After a storm hits Southwest Florida, the damage is done. But the decisions you make next can determine whether you get a fair insurance settlement — or get shortchanged.
Here are the 5 most common mistakes homeowners make:
1. Waiting too long to document damage
Take photos and videos of every damaged area immediately. Don’t wait — insurance companies may argue the damage happened before the storm.
2. Making permanent repairs too fast
Your insurance company needs to see the damage. Don’t hire a contractor to patch everything up before the adjuster visits. Take pictures first.
3. Accepting the first settlement offer
The first offer from your insurance company is rarely the best one. They’re looking to close claims quickly. You don’t have to accept it.
4. Not reading your policy
Know what’s covered and what’s excluded. Water damage, wind damage, and flood damage are all handled differently.
5. Going it alone
A public adjuster works for YOU — not the insurance company. We make sure you get every dollar you’re owed.
Need help with your claim? Contact us for a free evaluation.